Do you remember a time when you had to go into a bank to clear a cheque? Or when you had to get an insurance broker out to your home, in the evening, to take out life insurance? Now you can get your groceries delivered straight to your house by a guy on a blue 50cc scooter in less than an hour.

It’s incredible how quickly bold entrepreneurs solve the “how do we remove the hassle?” puzzle for consumers and fast-forward innovative solutions. 

• It started with some traditional insurance companies going direct. 
• Traditional banks going virtual.
• And now retailers are going shop-to-door.

Not everything in life needs to be complicated. Sometimes, you know exactly what you want. Take, for instance, the person looking to purchase funeral cover. You know how much you’d like to spend each month for as much cover as possible (but nothing less than R20,000) and you know that if you don’t make a decision today, you’ll forget to do it tomorrow. 

In other words, you know exactly what you need, how much you need, how much you’re willing to spend to get it, that it needs to happen today and you want as little hassle as possible in making this happen. Sounds like you need to go direct in this case.

Here are three reasons why we would recommend you Go Direct:

1: Convenience

Gone are the days when you had to pick up the phone and call an insurance company to buy insurance directly. Nowadays, you can simply pop your details into a website (like this one) and wait for the insurance company to call you right back. No paperwork to sign, no hassle and ten minutes later, you’ll have your cover – done and dusted!

2: Simplicity

Buying insurance directly is fantastic when buying insurance for specific needs. If you’re looking to buy medical aid, you should probably see a broker. Each medical aid scheme offers ten or more plan options, and you’ll want to compare more than one scheme with another. Since we’re talking about your health, you don’t want to make a mistake.

If you’re looking for car insurance, it’s a different story. You want insurance to cover damage to your car, damage to another person’s car, as well as theft and hijack cover in case it’s stolen. The direct insurer will ask all the right questions about the make and model of your car, your insurance history, claims history and the address where your car is kept, and twenty minutes later, you’ll be insured. How simple can you get?

3: Zero Admin

Some insurance companies still ask for an application form to be completed, and when it comes to submitting a claim, they’ll send you a claim form as well. Compare that to the application for cover at a direct company. You’ll give them a call, and everything will be voice logged. You’ll give them your banking details, and they’ll verify them while you wait. By the end of the call, you’ll have your cover in place. 

When it comes to claiming at a direct insurance company, you’ll give them a call, provide the details (usually the date, time, place where the accident/theft happened, and a brief description of what took place), and your claim will be registered.

Who wouldn’t prefer the hassle-free option? Get hold of us on WhatsApp now.

The Go Insurance Team